About Us
Helping trucking companies turn unpaid invoices into working capital for over 30 years — without lock-ins, hidden fees, or pressure.
Experience
Over 30 years
Commitment
Transparency
Empowerment
Helping businesses thrive
A freight factoring company built on trust, not fine print
Who We Are
Who we are
Smart Fleet Funding is a freight factoring company serving trucking companies across the United States and Canada. For over 30 years, we’ve helped carriers turn unpaid invoices into working capital — without the lock-ins, hidden fees, or pressure that have become common in this industry.
Our Commitment
Our commitment
We operate on a true open contract. No fixed term, no notice period, no termination fees, no reserves. Carriers stay with us because the relationship works, not because a contract forces them to. If it’s not working, you can leave cleanly.
What Makes Us Different
What makes us different
We believe factoring should support your business, not restrict it. That means clear pricing explained before anything starts, real people who answer the phone during business hours, dedicated account managers with real authority, and broker-respectful collections that protect your relationships.
Why Choose Us
Why choose Smart Fleet Funding
Want to see how the relationship works? Ask us for our commitment document — it explains everything in plain English, before you apply.
Ready for factoring without surprises or pressure?
Open contracts. No reserves. No termination fees.