About Us

Smart Fleet Funding is a freight factoring company serving carriers across the United States and Canada. For over 30 years, we have helped trucking companies turn unpaid invoices into working capital — without the lock-ins, hidden fees, or pressure that have become common in this industry.

We operate on a true open contract. No fixed term, no notice period, no termination fees, no reserves. Carriers stay with us because the relationship works — not because a contract forces them to. If it is not working, you can leave cleanly.

We believe factoring should support your business, not restrict it. That means clear pricing explained before you start, real people who answer the phone during business hours, dedicated account managers with real authority, and broker-respectful collections that protect your relationships.